CFB 27's Lowest-Rated Teams
Every dynasty needs a starting point, and for some players the appeal is starting as low as the game allows. This page is the bottom of EA's official CFB 27 team ratings board: the 25 lowest-overall programs, UL Monroe's 69 on up.
These are not bad programs - most of them are brand-new to FBS, mid-major rebuilds, or programs playing up a level against tougher competition than their roster is built for yet. What they share is the steepest available climb in the game: the largest gap between where the roster starts and where a committed multi-year dynasty could take it.
The 25 Lowest-Rated Teams in CFB 27
The bottom of EA's official team ratings board, worst to least-worst.
The bottom 25, ranked
1
- Team
- UL Monroe
- Conference
- Sun Belt
- Overall
- 69
- National Rank
- #138 nationally
2
- Team
- Northern Illinois
- Conference
- MAC
- Overall
- 70
- National Rank
- #137 nationally
3
- Team
- UMass
- Conference
- MAC
- Overall
- 71
- National Rank
- #136 nationally
4
- Team
- Southern Miss
- Conference
- Sun Belt
- Overall
- 71
- National Rank
- #135 nationally
5
- Team
- Sam Houston
- Conference
- Conference USA
- Overall
- 71
- National Rank
- #134 nationally
6
- Team
- UTEP
- Conference
- C-USA
- Overall
- 72
- National Rank
- #133 nationally
7
- Team
- South Alabama
- Conference
- Sun Belt
- Overall
- 72
- National Rank
- #132 nationally
8
- Team
- San Jose State
- Conference
- Mountain West
- Overall
- 72
- National Rank
- #131 nationally
9
- Team
- Sacramento State
- Conference
- MAC
- Overall
- 72
- National Rank
- #130 nationally
10
- Team
- Rice
- Conference
- The American
- Overall
- 72
- National Rank
- #129 nationally
11
- Team
- Missouri State
- Conference
- Conference USA
- Overall
- 72
- National Rank
- #128 nationally
12
- Team
- Middle Tennessee
- Conference
- Conference USA
- Overall
- 72
- National Rank
- #127 nationally
13
- Team
- Kent State
- Conference
- MAC
- Overall
- 72
- National Rank
- #126 nationally
14
- Team
- Charlotte
- Conference
- The American
- Overall
- 72
- National Rank
- #125 nationally
15
- Team
- Central Michigan
- Conference
- MAC
- Overall
- 72
- National Rank
- #124 nationally
16
- Team
- Coastal Carolina
- Conference
- Sun Belt
- Overall
- 72
- National Rank
- #123 nationally
17
- Team
- Buffalo
- Conference
- MAC
- Overall
- 72
- National Rank
- #122 nationally
18
- Team
- Bowling Green
- Conference
- MAC
- Overall
- 72
- National Rank
- #121 nationally
19
- Team
- Ball State
- Conference
- MAC
- Overall
- 72
- National Rank
- #120 nationally
20
- Team
- Wyoming
- Conference
- Mountain West
- Overall
- 73
- National Rank
- #119 nationally
21
- Team
- Western Kentucky
- Conference
- C-USA
- Overall
- 73
- National Rank
- #118 nationally
22
- Team
- UAB
- Conference
- American
- Overall
- 73
- National Rank
- #117 nationally
23
- Team
- Troy
- Conference
- Sun Belt
- Overall
- 73
- National Rank
- #116 nationally
24
- Team
- Toledo
- Conference
- MAC
- Overall
- 73
- National Rank
- #115 nationally
25
- Team
- New Mexico State
- Conference
- Conference USA
- Overall
- 73
- National Rank
- #114 nationally
UL Monroe closes out the entire 138-team board at 69 overall. Northern Illinois (70) and a three-way tie at 71 - Sam Houston, Southern Miss, and UMass, one of 2026's newest FBS programs - round out the very bottom. From there it's a long, flat stretch of 72s and 73s: mostly Sun Belt, Conference USA, and MAC programs, plus Sacramento State, the other new 2026 FBS entrant.
Why the Bottom of the Board Can Be the Best Dynasty
A low team overall is the honest version of a rebuild: no hidden asterisks, no roster that's secretly better than the number suggests. You inherit real weaknesses at real positions, and closing those gaps through recruiting and player development is the entire dynasty, season after season.
It's also the cheapest entry point into a long-term save. These programs carry lower prestige and a smaller starting Dynasty Points budget, but that means every early recruiting win and every coaching hire is a bigger relative swing than it would be at a program already near the top. If you want to feel every single roster improvement, this is where to start.
Track the Rebuild in Dynasty Central
A climb from the bottom of the board is a multi-season story, and that's exactly what Dynasty Central is built to hold: your Dynasty Points allocation, your recruiting board, your roster's year-over-year overall growth, all in one place instead of scattered across screenshots.
Pick a team off the list above, then create a free Dynasty Central account and start tracking the rebuild from Year 1.
Frequently Asked Questions
What is the lowest-rated team in CFB 27?
UL Monroe, at 69 overall - the last team on EA's official 138-team board.
What are the worst teams in CFB 27 by overall?
The bottom of EA's official board is UL Monroe (69), Northern Illinois (70), then a three-way tie at 71 between Sam Houston, Southern Miss, and UMass.
Is it worth starting a dynasty with a low-rated team in CFB 27?
Yes, if you want the steepest available climb. Low-overall programs carry lower prestige and a smaller Dynasty Points budget, but every recruiting win and coaching hire moves the needle faster than it would at a program that's already near the top - and there's no bigger night-and-day feeling than turning a bottom-25 roster into a conference contender over several seasons.